Loan Transactions / Financing . During the purchase and sale process, clients utilize attorney services to assisting them in reviewing the financial documents associated with the real estate purchase. Also, at the time of closing, an attorney's review of the closing documents sometimes shows that the closing documents are not always accurately prepared in association with the details of the loan. Even after the closing, certain issues regarding national bank loans come to controversy. Attorneys represent homeowners in defending against mortgage lender claims, some which include issues of non-payment or loan modifications. Even during the loan modification process, we find that the lender's right hand often does not speak with its left hand. Often times this means that while a loan modification is supposedly underway, the lenders are still instituting their foreclosure action. Attorneys also assist in short sales if needed to protect the client. We assist clients in arraigning seller-finance deals, putting together the deed, note and deed of trust. Part of this process sometimes begins where the parties originally want to arrange a contract for deed, but after the Texas Property Code requirements are explained, a seller-finance situation is preferred.